# Fintech licensing in Luxembourg

Source page: https://protegra.io/licensing/jurisdictions/luxembourg/

In Luxembourg, fintech and crypto licences are issued by the Commission de Surveillance du Secteur Financier (CSSF). The Atlas covers 9 licence types there, in 8 families: bank, crypto-asset service provider (MiCA), electronic money institution, fund manager, investment firm, lending, payment institution and stablecoin issuer. Because Luxembourg is in the EU/EEA, passportable licences issued there can be extended to the other member states by notification. Crypto-asset service providers are authorised under MiCA.

## Financial regulators in Luxembourg

- [LuxembourgCommission de Surveillance du Secteur Financier (CSSF)The CSSF operates as the unified public supervisory authority for the Luxembourg financial centre, conducting prudential supervision and mar](https://protegra.io/licensing/regulators/cssf-luxembourg/)

## Fintech licences available in Luxembourg

### [Bank / credit institution](https://protegra.io/licensing/licences/bank/)

- [Bank · LuxembourgCredit institution authorisationCSSF](https://protegra.io/licensing/licences/bank/luxembourg/)

### [Crypto-asset service provider (MiCA CASP)](https://protegra.io/licensing/licences/casp-mica/)

- [CASP · LuxembourgCrypto-asset service provider authorisation under MiCA RegulationCSSF](https://protegra.io/licensing/licences/casp-mica/luxembourg/)

### [Electronic money institution (EMI)](https://protegra.io/licensing/licences/emi/)

- [EMI · LuxembourgElectronic money institution authorisationCSSF](https://protegra.io/licensing/licences/emi/luxembourg/)

### [Fund manager](https://protegra.io/licensing/licences/fund-manager/)

- [FM · LuxembourgAlternative investment fund manager (AIFM) authorisationCSSF](https://protegra.io/licensing/licences/fund-manager/luxembourg-aifm/)
- [FM · LuxembourgManagement company authorised under Chapter 15 of the Law of 17 December 2010CSSF](https://protegra.io/licensing/licences/fund-manager/luxembourg-ucits/)

### [Investment firm / broker-dealer](https://protegra.io/licensing/licences/investment-firm/)

- [IF · LuxembourgInvestment firm authorisationCSSF](https://protegra.io/licensing/licences/investment-firm/luxembourg/)

### [Lending / consumer credit](https://protegra.io/licensing/licences/lending/)

- [Credit · LuxembourgCrowdfunding service provider authorisationCSSF](https://protegra.io/licensing/licences/lending/luxembourg-crowdfunding/)

### [Payment institution (PI)](https://protegra.io/licensing/licences/payment-institution/)

- [PI · LuxembourgPayment institution authorisationCSSF](https://protegra.io/licensing/licences/payment-institution/luxembourg/)

### [Stablecoin / e-money token issuer](https://protegra.io/licensing/licences/stablecoin-issuer/)

- [EMT/ART · LuxembourgElectronic money token issuer authorisation / notification under MiCA RegulationCSSF](https://protegra.io/licensing/licences/stablecoin-issuer/luxembourg/)

## Path to market

Start by mapping the activities you plan to offer onto the licence types above; the activity pages show which licence permits each one. CSSF offers pre-application meetings and an innovation hub; the regulator page explains how to use them. The application goes to CSSF, together with the capital, governance and AML documentation the licence page lists. Once authorised, an EU/EEA licence can be extended to other member states by passport notification rather than a new licence.

Last verified: · Author: Danil Marmysh · Reviewed by Anastasia Sidorenkova · © Protegra. Data: CC BY 4.0, cite "Protegra Licensing Atlas". Not legal advice.