# Fintech licensing in Malta

Source page: https://protegra.io/licensing/jurisdictions/malta/

In Malta, fintech and crypto licences are issued by the Malta Financial Services Authority (MFSA). The Atlas covers 7 licence types there, in 6 families: bank, crypto-asset service provider (MiCA), electronic money institution, investment firm, payment institution and trust and corporate services. Because Malta is in the EU/EEA, passportable licences issued there can be extended to the other member states by notification. Crypto-asset service providers are authorised under MiCA. Each licence page lists its legal basis, fees and decision period with sources.

## Financial regulators in Malta

- [MaltaMalta Financial Services Authority (MFSA)The Malta Financial Services Authority is the single autonomous financial regulator in Malta, entrusted with prudential and conduct supervis](https://protegra.io/licensing/regulators/mfsa-malta/)
- [MaltaMalta Gaming Authority (MGA)The Malta Gaming Authority is the single regulatory body responsible for the governance and supervision of all land-based and remote gaming](https://protegra.io/licensing/regulators/mga-malta/)

## Fintech licences available in Malta

### [Bank / credit institution](https://protegra.io/licensing/licences/bank/)

- [Bank · MaltaCredit institution licenceMFSA](https://protegra.io/licensing/licences/bank/malta/)

### [Crypto-asset service provider (MiCA CASP)](https://protegra.io/licensing/licences/casp-mica/)

- [CASP · MaltaCrypto-Asset Service Provider authorisation under Regulation (EU) 2023/1114MFSA](https://protegra.io/licensing/licences/casp-mica/malta/)

### [Electronic money institution (EMI)](https://protegra.io/licensing/licences/emi/)

- [EMI · MaltaElectronic money institution licenceMFSA](https://protegra.io/licensing/licences/emi/malta/)

### [Gaming and betting](https://protegra.io/licensing/licences/gaming/)

- [Gaming · MaltaCritical Gaming Supply Licence (B2B Game Providers and Back Office)MGA](https://protegra.io/licensing/licences/gaming/malta-b2b/)
- [Gaming · MaltaGaming Service Licence (B2C Remote Gaming Services)MGA](https://protegra.io/licensing/licences/gaming/malta-b2c/)
- [Gaming · MaltaRecognition Notice CertificateMGA](https://protegra.io/licensing/licences/gaming/malta-recognition-notice/)

### [Investment firm / broker-dealer](https://protegra.io/licensing/licences/investment-firm/)

- [IF · MaltaInvestment services licence (Category 1, 2, or 3)MFSA](https://protegra.io/licensing/licences/investment-firm/malta/)

### [Payment institution (PI)](https://protegra.io/licensing/licences/payment-institution/)

- [PI · MaltaAccount information service provider registrationMFSA](https://protegra.io/licensing/licences/payment-institution/malta-aisp/)
- [PI · MaltaPayment institution licenceMFSA](https://protegra.io/licensing/licences/payment-institution/malta/)

### [Trust and corporate service provider (TCSP)](https://protegra.io/licensing/licences/trust-company/)

- [TCSP · MaltaCompany service provider authorisation (Class A, B, or C)MFSA](https://protegra.io/licensing/licences/trust-company/malta-csp/)

## Main laws

- [Gaming Act](https://protegra.io/licensing/laws/mt-gaming-act/): Cap. 583

## Path to market

Start by mapping the activities you plan to offer onto the licence types above; the activity pages show which licence permits each one. MFSA offers pre-application meetings, an innovation hub and a regulatory sandbox; the regulator page explains how to use them. The application goes to MFSA, together with the capital, governance and AML documentation the licence page lists. Once authorised, an EU/EEA licence can be extended to other member states by passport notification rather than a new licence.

## Getting licensed in Malta

Protegra handles licensing in Malta end to end: [CASP licensing in Malta](https://protegra.io/mica-malta).

Last verified: · Author: Danil Marmysh · Reviewed by Anastasia Sidorenkova · © Protegra. Data: CC BY 4.0, cite "Protegra Licensing Atlas". Not legal advice.