# AML/CTF Act: Anti-Money Laundering and Counter-Terrorism Financing Act 2006

Source page: https://protegra.io/licensing/laws/au-aml-ctf-act-2006/

The AML/CTF Act 2006 (Cth) is Australia's core AML/CTF statute, administered by AUSTRAC. It requires registration of remittance providers (Part 6, s 75) and virtual asset/digital-currency service providers (Part 6A, ss 76B-76E), with 2024 amendments (No. 110, 2024) extending obligations to virtual assets and 'tranche 2' professions from 2026.

## At a glance

| Official title | Anti-Money Laundering and Counter-Terrorism Financing Act 2006 [1] |
| --- | --- |
| English title | Anti-Money Laundering and Counter-Terrorism Financing Act 2006 |
| Citation | Act No. 169, 2006 (Cth), registered compilation C2026C00274 |
| Jurisdiction | [Australia](https://protegra.io/licensing/jurisdictions/australia/) |
| Type | act |
| Adopted | 2006-12-12 |
| In force from | 2007-12-12 |
| Status | in force |

## Full text

**Official full text:** [Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (PDF, en)](https://www.legislation.gov.au/C2006A00169/2026-07-01/2026-07-01/text/original/pdf) [2] · 1,735 KB · file checked 2026-09-24 · consolidated version of 2026-07-01

Official page: [legislation.gov.au](https://www.legislation.gov.au/C2006A00169/latest/text) [1] · [archived copy](http://web.archive.org/web/20260812085124/https://www.legislation.gov.au/C2006A00169/2026-07-01/2026-07-01/text/original/pdf)

## Summary

The AML/CTF Act 2006 (Cth) is Australia's primary anti-money-laundering and counter-terrorism-financing statute, administered by AUSTRAC. It obliges 'reporting entities' providing designated services (banks, remittance providers, casinos, and, after 2024 amendments, virtual asset/digital currency services and 'tranche 2' professions such as lawyers, accountants and real estate agents) to adopt AML/CTF programs, conduct customer due diligence, and report suspicious matters, threshold transactions and cross-border movements. Part 6 creates the Remittance Sector Register (s 75) and Part 6A the Virtual Asset Service Provider Register (ss 76B-76E, renamed and expanded from the former Digital Currency Exchange Register by the 2024 amendment), both administered by the AUSTRAC CEO, with registration a precondition to lawfully providing those services. The 2024 amendment (Royal Assent 10 December 2024) extended obligations to virtual asset services (commenced 31 March 2026) and tranche 2 entities (obligations and enrolment from 1 July 2026).

Summary written by the Atlas from the official text; the law itself prevails.

## Main articles

- **s 75**: Requires AUSTRAC CEO to maintain the Remittance Sector Register for registration of remittance service/network providers.
- **s 76B**: Requires AUSTRAC CEO to maintain the Virtual Asset Service Provider Register (formerly Digital Currency Exchange Register).
- **s 76D**: Sets out how a person applies in writing to AUSTRAC for registration as a virtual asset service provider.

## Licences it governs

- [MSB · AustraliaRegistration as a remittance service providerRegistration as a remittance service provider (remittance network provider or independent remittance dealer)AUSTRAC](https://protegra.io/licensing/licences/money-transmitter/australia/)
- [VASP · AustraliaVASP licenceRegistration as a virtual asset service provider (VASP) on the AUSTRAC Virtual Asset Service Provider Register (formerly the Digital Currency Exchange Register)AUSTRAC](https://protegra.io/licensing/licences/vasp/australia/)

## Regulators that apply it

- [AustraliaAustralian Transaction Reports and Analysis Centre (AUSTRAC)AUSTRAC is Australia's financial intelligence unit and AML/CTF regulator: it collects and analyses financial transaction reports to detect m](https://protegra.io/licensing/regulators/austrac-australia/)

## Sources

1. [legislation.gov.au: text](https://www.legislation.gov.au/C2006A00169/latest/text): retrieved 2026-09-24
2. [legislation.gov.au](https://www.legislation.gov.au/C2006A00169/latest/downloads): retrieved 2026-09-24

Last verified 2026-09-24 · Author: Danil Marmysh · Reviewed by Anastasia Sidorenkova · © Protegra. Data: CC BY 4.0, cite "Protegra Licensing Atlas". Not legal advice.