# Bank licence (Lithuania)

Source page: https://protegra.io/licensing/licences/bank/lithuania/

The Bank licence is issued by Bank of Lithuania (LB) under Republic of Lithuania Law on Banks No IX-2085. It can be passported to the other EU/EEA states by notification. The official register lists 5 current holders. Ownership changes need the regulator's approval before completion.

## At a glance

| Official name | Bank licence [1] |
| --- | --- |
| Also known as | Lithuanian bank licence · Lithuanian banking licence · Bank of Lithuania banking licence |
| Issued by | [Bank of Lithuania](https://protegra.io/licensing/regulators/bank-of-lithuania/) |
| Jurisdiction | [Lithuania](https://protegra.io/licensing/jurisdictions/lithuania/) |
| Licence family | [Bank / credit institution](https://protegra.io/licensing/licences/bank/) |
| Legal basis | Republic of Lithuania Law on Banks No IX-2085 [2]; Directive 2013/36/EU on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms (CRD IV) [3]; Regulation (EU) No 575/2013 on prudential requirements for credit institutions and investment firms (CRR) [4] |
| Passporting | EU/EEA passport available |
| Public register | [official register](https://www.lb.lt/en/sfi-financial-market-participants?business_form=82&market=1) [1] |
| Current holders | 5 [1] |

## What it lets you do

| [Taking deposits from the public](https://protegra.io/licensing/activities/deposit-taking/) | Accepting deposits or other repayable funds from the public, the activity reserved to credit institutions. |
| --- | --- |
| [Lending](https://protegra.io/licensing/activities/credit-granting/) | Granting loans, including consumer credit, mortgage credit, factoring and financing of commercial transactions. |
| [Execution of payment transactions](https://protegra.io/licensing/activities/payment-execution/) | Executing direct debits, card payments and credit transfers, including standing orders, from a payment account. |

## Where it is valid

_Issued in Lithuania (gold); can be passported to the other EU/EEA states (blue) by notification._

## Buying a company that already holds it

**Prior notification with an objection period.** Acquisition or disposal of qualifying holdings reaching or crossing 10%, 20%, 30%, or 50% of capital or voting rights, or becoming controlled, requires prior written notification to the Bank of Lithuania. The supervisory authority assesses acquirer reputation, financial soundness, and AML/CFT risks within a statutory 60 working days period (interruptible once by up to 20 working days for additional information) under Law on Banks Arts 24-25, applied mutatis mutandis to EMIs (EMI Law Art. 17) and PIs (PI Law Art. 10). [2]

## Bank in other countries

| Country | Licence | Regulator | Min. capital | Application fee | Statutory time |
| --- | --- | --- | --- | --- | --- |
| [Abu Dhabi Global Market (ADGM)](https://protegra.io/licensing/licences/bank/adgm/) | Financial Services Permission for Accepting DepositsFinancial Services Permission for Accepting Deposits (Category 1 Commercial Bank) | FSRA |: | USD 70,000 |: |
| [Bermuda](https://protegra.io/licensing/licences/bank/bermuda/) | Banking Licence / Deposit Company Licence / Restricted Banking LicenceBanking Licence / Deposit Company Licence / Restricted Banking Licence (Banks and Deposit Companies Act 1999) | BMA |: |: |: |
| [Cayman Islands](https://protegra.io/licensing/licences/bank/cayman-islands/) | Bank LicenceBank Licence (Category A and Category B) under the Banks and Trust Companies Act | CIMA |: |: |: |
| [Czech Republic](https://protegra.io/licensing/licences/bank/czech-republic/) | Commercial Bank licence | CNB |: | CZK 200,000 |: |
| [Dubai International Financial Centre (DIFC)](https://protegra.io/licensing/licences/bank/difc/) | Bank licenceFinancial Services Permission for Accepting Deposits or Providing Credit (Category 1 Commercial Bank) | DFSA |: | USD 70,000 |: |
| [Estonia](https://protegra.io/licensing/licences/bank/estonia/) | Credit institution authorisation (bank) | FI |: | EUR 5,000 | ~6 mo |
| [Georgia](https://protegra.io/licensing/licences/bank/georgia/) | Commercial bank licence | NBG |: |: | ~6 mo |
| [Germany](https://protegra.io/licensing/licences/bank/germany/) | CRR) | BaFin |: |: | ~6 mo |
| [Ireland](https://protegra.io/licensing/licences/bank/ireland/) | Banking LicenceBanking Licence (Section 9 Central Bank Act 1971) | CBI |: |: | ~6 mo |
| [Latvia](https://protegra.io/licensing/licences/bank/latvia/) | Credit institution licence (bank) | LB |: |: | 4-13 mo |
| [Lithuania](https://protegra.io/licensing/licences/bank/lithuania-specialised/) | Specialised bank licence | LB |: | EUR 4,157 | ~6 mo |
| Lithuania | Bank licence | LB |: |: |: |
| [Luxembourg](https://protegra.io/licensing/licences/bank/luxembourg/) | Credit institution authorisation | CSSF |: | EUR 75,000 | ~6 mo |
| [Malta](https://protegra.io/licensing/licences/bank/malta/) | Credit institution licence | MFSA |: | EUR 35,000 | ~6 mo |
| [Netherlands](https://protegra.io/licensing/licences/bank/netherlands/) | Bank licenceBank licence (Vergunning bank / kredietinstelling) | DNB |: | EUR 44,300 | ~6 mo |
| [Poland](https://protegra.io/licensing/licences/bank/poland/) | Commercial Bank licence | KNF |: |: |: |
| [Singapore](https://protegra.io/licensing/licences/bank/singapore/) | Banking LicenceBanking Licence (Full Bank, Wholesale Bank, Digital Bank) | MAS |: |: |: |
| [Slovakia](https://protegra.io/licensing/licences/bank/slovakia/) | Banking licence | NBS |: |: |: |
| [Spain](https://protegra.io/licensing/licences/bank/spain/) | Commercial bank licence | BdE |: |: | ~6 mo |
| [Switzerland](https://protegra.io/licensing/licences/bank/switzerland-fintech/) | FinTech licence (PersonsFinTech licence (Persons pursuant to Article 1b Banking Act | FINMA |: | CHF 100 |: |
| [Switzerland](https://protegra.io/licensing/licences/bank/switzerland/) | Banking licence | FINMA |: |: |: |
| [United Arab Emirates](https://protegra.io/licensing/licences/bank/uae-commercial/) | Commercial Bank Licence | CBUAE |: |: |: |

Values come from each licence's page, where every figure has its source.

## Laws behind it

- [Capital Requirements Directive](https://protegra.io/licensing/laws/eu-crd-2013-36/): Directive 2013/36/EU
- [Capital Requirements Regulation](https://protegra.io/licensing/laws/eu-crr-575-2013/): Regulation (EU) No 575/2013

## Sources

1. [lb.lt: sfi financial market participants](https://www.lb.lt/en/sfi-financial-market-participants?business_form=82&market=1): retrieved 2026-09-24
2. [Lithuanian Register of Legal Acts (e-seimas)](https://e-seimas.lrs.lt/rs/legalact/TAD/9ba20892227e11e6acbed8d454428fb7/): retrieved 2026-09-24
3. [EUR-Lex: CELEX 32013L0036](https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX:32013L0036): retrieved 2026-09-24
4. [EUR-Lex: CELEX 32013R0575](https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX:32013R0575): retrieved 2026-09-24

Last verified 2026-09-24 · Author: Danil Marmysh · Reviewed by Anastasia Sidorenkova · © Protegra. Data: CC BY 4.0, cite "Protegra Licensing Atlas". Not legal advice.