# Banking licence (Slovakia)

Source page: https://protegra.io/licensing/licences/bank/slovakia/

The Banking licence (bankové povolenie) is issued by National Bank of Slovakia (NBS) under Act No 483/2001 on banks (and amending certain laws). It can be passported to the other EU/EEA states by notification. The official register lists 22 current holders. Ownership changes need the regulator's approval before completion.

## At a glance

| Official name | Banking licence [1] |
| --- | --- |
| Local name | bankové povolenie |
| Also known as | Slovak banking licence · Slovak bank licence · NBS banking licence · Slovak credit institution licence · bankové povolenie |
| Issued by | [National Bank of Slovakia](https://protegra.io/licensing/regulators/nbs-slovakia/) |
| Jurisdiction | [Slovakia](https://protegra.io/licensing/jurisdictions/slovakia/) |
| Licence family | [Bank / credit institution](https://protegra.io/licensing/licences/bank/) |
| Legal basis | Act No 483/2001 on banks (and amending certain laws) [2]; Act of the Slovak National Council No 566/1992 on the National Bank of Slovakia [3] |
| Passporting | EU/EEA passport available |
| Public register | [official register](https://subjekty.nbs.sk/?c=932) [1] |
| Current holders | 22 [1] |

## What it lets you do

| [Taking deposits from the public](https://protegra.io/licensing/activities/deposit-taking/) | Accepting deposits or other repayable funds from the public, the activity reserved to credit institutions. |
| --- | --- |
| [Lending](https://protegra.io/licensing/activities/credit-granting/) | Granting loans, including consumer credit, mortgage credit, factoring and financing of commercial transactions. |
| [Execution of payment transactions](https://protegra.io/licensing/activities/payment-execution/) | Executing direct debits, card payments and credit transfers, including standing orders, from a payment account. |

## Where it is valid

_Issued in Slovakia (gold); can be passported to the other EU/EEA states (blue) by notification._

## Buying a company that already holds it

**Prior approval required.**

## Bank in other countries

| Country | Licence | Regulator | Min. capital | Application fee | Statutory time |
| --- | --- | --- | --- | --- | --- |
| [Abu Dhabi Global Market (ADGM)](https://protegra.io/licensing/licences/bank/adgm/) | Financial Services Permission for Accepting DepositsFinancial Services Permission for Accepting Deposits (Category 1 Commercial Bank) | FSRA |: | USD 70,000 |: |
| [Bermuda](https://protegra.io/licensing/licences/bank/bermuda/) | Banking Licence / Deposit Company Licence / Restricted Banking LicenceBanking Licence / Deposit Company Licence / Restricted Banking Licence (Banks and Deposit Companies Act 1999) | BMA |: |: |: |
| [Cayman Islands](https://protegra.io/licensing/licences/bank/cayman-islands/) | Bank LicenceBank Licence (Category A and Category B) under the Banks and Trust Companies Act | CIMA |: |: |: |
| [Czech Republic](https://protegra.io/licensing/licences/bank/czech-republic/) | Commercial Bank licence | CNB |: | CZK 200,000 |: |
| [Dubai International Financial Centre (DIFC)](https://protegra.io/licensing/licences/bank/difc/) | Bank licenceFinancial Services Permission for Accepting Deposits or Providing Credit (Category 1 Commercial Bank) | DFSA |: | USD 70,000 |: |
| [Estonia](https://protegra.io/licensing/licences/bank/estonia/) | Credit institution authorisation (bank) | FI |: | EUR 5,000 | ~6 mo |
| [Georgia](https://protegra.io/licensing/licences/bank/georgia/) | Commercial bank licence | NBG |: |: | ~6 mo |
| [Germany](https://protegra.io/licensing/licences/bank/germany/) | CRR) | BaFin |: |: | ~6 mo |
| [Ireland](https://protegra.io/licensing/licences/bank/ireland/) | Banking LicenceBanking Licence (Section 9 Central Bank Act 1971) | CBI |: |: | ~6 mo |
| [Latvia](https://protegra.io/licensing/licences/bank/latvia/) | Credit institution licence (bank) | LB |: |: | 4-13 mo |
| [Lithuania](https://protegra.io/licensing/licences/bank/lithuania-specialised/) | Specialised bank licence | LB |: | EUR 4,157 | ~6 mo |
| [Lithuania](https://protegra.io/licensing/licences/bank/lithuania/) | Bank licence | LB |: |: |: |
| [Luxembourg](https://protegra.io/licensing/licences/bank/luxembourg/) | Credit institution authorisation | CSSF |: | EUR 75,000 | ~6 mo |
| [Malta](https://protegra.io/licensing/licences/bank/malta/) | Credit institution licence | MFSA |: | EUR 35,000 | ~6 mo |
| [Netherlands](https://protegra.io/licensing/licences/bank/netherlands/) | Bank licenceBank licence (Vergunning bank / kredietinstelling) | DNB |: | EUR 44,300 | ~6 mo |
| [Poland](https://protegra.io/licensing/licences/bank/poland/) | Commercial Bank licence | KNF |: |: |: |
| [Singapore](https://protegra.io/licensing/licences/bank/singapore/) | Banking LicenceBanking Licence (Full Bank, Wholesale Bank, Digital Bank) | MAS |: |: |: |
| Slovakia | Banking licence | NBS |: |: |: |
| [Spain](https://protegra.io/licensing/licences/bank/spain/) | Commercial bank licence | BdE |: |: | ~6 mo |
| [Switzerland](https://protegra.io/licensing/licences/bank/switzerland-fintech/) | FinTech licence (PersonsFinTech licence (Persons pursuant to Article 1b Banking Act | FINMA |: | CHF 100 |: |
| [Switzerland](https://protegra.io/licensing/licences/bank/switzerland/) | Banking licence | FINMA |: |: |: |
| [United Arab Emirates](https://protegra.io/licensing/licences/bank/uae-commercial/) | Commercial Bank Licence | CBUAE |: |: |: |

Values come from each licence's page, where every figure has its source.

## Sources

1. [subjekty.nbs.sk](https://subjekty.nbs.sk/?c=932): retrieved 2026-09-24
2. [Slovak legislation (Slov-Lex): 483](https://www.slov-lex.sk/pravne-predpisy/SK/ZZ/2001/483/): retrieved 2026-09-24
3. [nbs.sk: laws within the nbs competence](https://nbs.sk/en/legislation/laws-within-the-nbs-competence/): retrieved 2026-09-24

Last verified 2026-09-24 · Author: Danil Marmysh · Reviewed by Anastasia Sidorenkova · © Protegra. Data: CC BY 4.0, cite "Protegra Licensing Atlas". Not legal advice.