# European Crowdfunding Service Provider authorisation (Cyprus)

Source page: https://protegra.io/licensing/licences/lending/cyprus-crowdfunding/

The European Crowdfunding Service Provider authorisation is issued by Cyprus Securities and Exchange Commission (CySEC) under Regulation (EU) 2020/1503 on European crowdfunding service providers (ECSPR). It can be passported to the other EU/EEA states by notification. The official register lists 2 current holders. Ownership changes need the regulator's approval before completion.

## At a glance

| Official name | European Crowdfunding Service Provider authorisation [1] |
| --- | --- |
| Also known as | ECSP · ECSPR authorisation · Cyprus crowdfunding licence · Cyprus ECSP licence · Cyprus crowdfunding service provider authorisation · CySEC crowdfunding authorisation |
| Issued by | [Cyprus Securities and Exchange Commission](https://protegra.io/licensing/regulators/cysec-cyprus/) |
| Jurisdiction | [Cyprus](https://protegra.io/licensing/jurisdictions/cyprus/) |
| Licence family | [Lending / consumer credit](https://protegra.io/licensing/licences/lending/) |
| Legal basis | Regulation (EU) 2020/1503 on European crowdfunding service providers for business (ECSPR) [2] |
| Passporting | EU/EEA passport available |
| Public register | [official register](https://www.cysec.gov.cy/en-GB/entities/CROWDFUNDING-SERVICE-PROVIDERS-(CSP)/%CE%9C%CE%97%CE%A4%CE%A1%CE%A9%CE%9F-%CE%A0%CE%A5%CE%A3%CE%A7/) [1] |
| Current holders | 2 [1] |

## What it lets you do

| [Crowdfunding services](https://protegra.io/licensing/activities/crowdfunding/) | Matching business funding interests of investors and project owners through a platform, by facilitating loans or placing securities. |
| --- | --- |

## Where it is valid

_Issued in Cyprus (gold); can be passported to the other EU/EEA states (blue) by notification._

## Buying a company that already holds it

**Prior notification with an objection period.** Any natural or legal person proposing to acquire or increase, directly or indirectly, a qualifying holding reaching or crossing 10%, 20%, 30%, or 50% in a CIF, AIFM, or CASP, or to achieve control making it a subsidiary, must submit prior written notification to CySEC under Sections 12 and 13 of Law 87(I)/2017 and MiCA Article 83. CySEC acknowledges receipt within two working days and has a statutory assessment period of 60 working days to oppose the acquisition based on reputation, financial soundness, AML risks, and fit-and-proper criteria. The assessment period may be interrupted once by up to 20 working days (or 30 working days for non-EU entities) to request additional information. If CySEC does not object in writing before expiry, the transaction is deemed approved. Closing without CySEC non-opposition suspends voting rights and risks statutory penalties. [3]

## Credit in other countries

| Country | Licence | Regulator | Min. capital | Application fee | Statutory time |
| --- | --- | --- | --- | --- | --- |
| [Australia](https://protegra.io/licensing/licences/lending/australia/) | Australian credit licence (ACL) | ASIC |: |: |: |
| Cyprus | European Crowdfunding Service Provider authorisation | CySEC |: |: |: |
| [Czech Republic](https://protegra.io/licensing/licences/lending/czech-republic-consumer-credit/) | Non-bank Consumer Credit Provider licence | CNB |: | CZK 50,000 |: |
| [Czech Republic](https://protegra.io/licensing/licences/lending/czech-republic-crowdfunding/) | Crowdfunding Service Provider authorizationCrowdfunding Service Provider authorization under ECSPR | CNB |: | CZK 20,000 | ~3 mo |
| [Estonia](https://protegra.io/licensing/licences/lending/estonia-credit-servicer/) | Operating licence as a credit servicer | FI |: |: |: |
| [Estonia](https://protegra.io/licensing/licences/lending/estonia-creditor/) | Operating licence as a creditor | FI |: |: |: |
| [Estonia](https://protegra.io/licensing/licences/lending/estonia-crowdfunding/) | Authorisation as a crowdfunding service providerAuthorisation as a crowdfunding service provider under ECSPR | FI |: |: |: |
| [Estonia](https://protegra.io/licensing/licences/lending/estonia-financial-institution/) | Authorisation for operating as a financial institution | FIU |: | EUR 3,300 | ~2.8 mo |
| [Estonia](https://protegra.io/licensing/licences/lending/estonia-intermediary/) | Operating licence as a credit intermediary | FI |: |: |: |
| [France](https://protegra.io/licensing/licences/lending/france-crowdfunding/) | European crowdfunding service provider authorization | AMF |: |: | ~3 mo |
| [Ireland](https://protegra.io/licensing/licences/lending/ireland-crowdfunding/) | Crowdfunding Service Provider Authorisation (ECSPR) | CBI |: |: |: |
| [Italy](https://protegra.io/licensing/licences/lending/italy-crowdfunding/) | European crowdfunding service provider authorization (ECSPR) | CONSOB |: |: | ~3 mo |
| [Latvia](https://protegra.io/licensing/licences/lending/latvia-crowdfunding/) | Crowdfunding service provider authorization | LB |: |: |: |
| [Lithuania](https://protegra.io/licensing/licences/lending/lithuania-crowdfunding/) | Crowdfunding service provider authorization | LB |: |: |: |
| [Lithuania](https://protegra.io/licensing/licences/lending/lithuania-p2p/) | Peer-to-peer lending platform operator | LB |: |: |: |
| [Luxembourg](https://protegra.io/licensing/licences/lending/luxembourg-crowdfunding/) | Crowdfunding service provider authorisation | CSSF |: | EUR 30,000 |: |
| [Netherlands](https://protegra.io/licensing/licences/lending/netherlands-crowdfunding/) | European Crowdfunding Service Provider (ECSPR) authorisationEuropean Crowdfunding Service Provider (ECSPR) authorisation under Regulation (EU) 2020/1503 | AFM |: | EUR 200 | ~4.2 mo |
| [Poland](https://protegra.io/licensing/licences/lending/poland-crowdfunding/) | Crowdfunding Service Provider authorizationCrowdfunding Service Provider authorization under ECSPR | KNF |: |: |: |
| [Poland](https://protegra.io/licensing/licences/lending/poland-institution/) | Lending Institution registration | KNF |: | PLN 616 |: |
| [Slovakia](https://protegra.io/licensing/licences/lending/slovakia-crowdfunding/) | Crowdfunding service provider authorisationCrowdfunding service provider authorisation under ECSPR | NBS |: |: |: |
| [Spain](https://protegra.io/licensing/licences/lending/spain-crowdfunding/) | European crowdfunding service provider authorization | CNMV |: |: |: |
| [Spain](https://protegra.io/licensing/licences/lending/spain-efc/) | Specialized lending credit institution authorization | BdE |: |: |: |
| [United Kingdom](https://protegra.io/licensing/licences/lending/united-kingdom-consumer/) | Consumer Credit Full Permission Authorisation (Part 4A FSMA) | FCA |: |: |: |

Values come from each licence's page, where every figure has its source.

## Laws behind it

- [European Crowdfunding Service Providers Regulation](https://protegra.io/licensing/laws/eu-ecspr-2020-1503/): Regulation (EU) 2020/1503

## Sources

1. [cysec.gov.cy: ΜΗΤΡΩΟ ΠΥΣΧ](https://www.cysec.gov.cy/en-GB/entities/CROWDFUNDING-SERVICE-PROVIDERS-(CSP)/%CE%9C%CE%97%CE%A4%CE%A1%CE%A9%CE%9F-%CE%A0%CE%A5%CE%A3%CE%A7/): retrieved 2026-09-24
2. [EUR-Lex: CELEX 32020R1503](https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX:32020R1503): retrieved 2026-09-24
3. [cylaw.org: full](https://www.cylaw.org/nomoi/enop/non-ind/2017_1_87/full.html): retrieved 2026-09-24

Last verified 2026-09-24 · Author: Danil Marmysh · Reviewed by Anastasia Sidorenkova · © Protegra. Data: CC BY 4.0, cite "Protegra Licensing Atlas". Not legal advice.