# Peer-to-peer lending platform operator (Lithuania)

Source page: https://protegra.io/licensing/licences/lending/lithuania-p2p/

Peer-to-peer lending platform operator status is granted by Bank of Lithuania (LB), which keeps the public list of operators. It is a national licence: it does not give a passport to other EU/EEA states. The official register lists 5 current holders. Ownership changes need the regulator's approval before completion.

## At a glance

| Official name | Peer-to-peer lending platform operator [1] |
| --- | --- |
| Issued by | [Bank of Lithuania](https://protegra.io/licensing/regulators/bank-of-lithuania/) |
| Jurisdiction | [Lithuania](https://protegra.io/licensing/jurisdictions/lithuania/) |
| Licence family | [Lending / consumer credit](https://protegra.io/licensing/licences/lending/) |
| Legal basis | Law on Consumer Credit (No XI-1253) [2] |
| Passporting | Domestic only |
| Public register | [official register](https://www.lb.lt/en/sfi-financial-market-participants?business_form=26&market=1) [1] |
| Current holders | 5 [1] |

## What it lets you do

- [Lending](https://protegra.io/licensing/activities/credit-granting/)
- [Crowdfunding services](https://protegra.io/licensing/activities/crowdfunding/)

- **Lending.** Granting loans, including consumer credit, mortgage credit, factoring and financing of commercial transactions.
- **Crowdfunding services.** Matching business funding interests of investors and project owners through a platform, by facilitating loans or placing securities.

## Where it is valid

_Valid in Lithuania._

## Buying a company that already holds it

**Prior notification with an objection period.** Acquisition or disposal of qualifying holdings reaching or crossing 10%, 20%, 30%, or 50% of capital or voting rights, or becoming controlled, requires prior written notification to the Bank of Lithuania. The supervisory authority assesses acquirer reputation, financial soundness, and AML/CFT risks within a statutory 60 working days period (interruptible once by up to 20 working days for additional information) under Law on Banks Arts 24-25, applied mutatis mutandis to EMIs (EMI Law Art. 17) and PIs (PI Law Art. 10). [3]

## Sources

1. [lb.lt: sfi financial market participants](https://www.lb.lt/en/sfi-financial-market-participants?business_form=26&market=1): retrieved 2026-09-24
2. [e-seimas.lrs.lt: b6921352bf7a11e5ac22dba8705b325b](https://e-seimas.lrs.lt/portal/legalAct/lt/TAD/b6921352bf7a11e5ac22dba8705b325b): retrieved 2026-09-24
3. [e-seimas.lrs.lt: 9ba20892227e11e6acbed8d454428fb7](https://e-seimas.lrs.lt/rs/legalact/TAD/9ba20892227e11e6acbed8d454428fb7/): retrieved 2026-09-24

Last verified 2026-09-24 · Author: Danil Marmysh · Reviewed by Anastasia Sidorenkova · © Protegra. Data: CC BY 4.0, cite "Protegra Licensing Atlas". Not legal advice.