Crowdfunding Service Provider Authorisation (ECSPR) (Ireland)
The Crowdfunding Service Provider Authorisation (ECSPR) is issued by Central Bank of Ireland (CBI) under Regulation (EU) 2020/1503 on European crowdfunding service providers (ECSPR). It can be passported to the other EU/EEA states by notification. The official register lists 7 current holders. Ownership changes need the regulator's approval before completion.
At a glance
| Official name | Crowdfunding Service Provider Authorisation (ECSPR)1 |
|---|---|
| Also known as | ECSP · ECSPR authorisation · Irish crowdfunding licence · Irish ECSP licence · Irish crowdfunding service provider authorisation · Central Bank of Ireland crowdfunding authorisation |
| Issued by | Central Bank of Ireland |
| Jurisdiction | Ireland |
| Licence family | Lending / consumer credit |
| Legal basis | Regulation (EU) 2020/1503 on European crowdfunding service providers for business (ECSPR)2 |
| Passporting | EU/EEA passport available |
| Public register | official register1 |
| Current holders | 71 |
What it lets you do
| Crowdfunding services | Matching business funding interests of investors and project owners through a platform, by facilitating loans or placing securities. |
|---|
Where it is valid
Buying a company that already holds it
Prior notification with an objection period. Direct or indirect acquisition or disposal of qualifying holdings reaching or crossing 10%, 20%, 30%, or 50% of capital or voting rights, or resulting in the firm becoming a subsidiary, requires prior written notification to the Central Bank of Ireland; failure to notify renders the acquisition null and void. The Central Bank conducts a statutory assessment within 60 working days of complete acknowledgment (pausable once for 20 working days for EU acquirers or 30 working days for non-EU acquirers) evaluating acquirer reputation, financial soundness, and AML/CFT risks under the European Union (Payment Services) Regulations 2018, E-Money Regulations 2011, and MiFID Regulations 2017.3
Credit in other countries
| Country | Licence | Regulator | Min. capital | Application fee | Statutory time |
|---|---|---|---|---|---|
| Australia | Australian credit licence (ACL) | ASIC | n/a | n/a | n/a |
| Cyprus | European Crowdfunding Service Provider authorisation | CySEC | n/a | n/a | n/a |
| Czech Republic | Non-bank Consumer Credit Provider licence | CNB | n/a | CZK 50,000 | n/a |
| Czech Republic | Crowdfunding Service Provider authorizationCrowdfunding Service Provider authorization under ECSPR | CNB | n/a | CZK 20,000 | ~3 mo |
| Estonia | Operating licence as a credit servicer | FI | n/a | n/a | n/a |
| Estonia | Operating licence as a creditor | FI | n/a | n/a | n/a |
| Estonia | Authorisation as a crowdfunding service providerAuthorisation as a crowdfunding service provider under ECSPR | FI | n/a | n/a | n/a |
| Estonia | Authorisation for operating as a financial institution | FIU | n/a | EUR 3,300 | ~2.8 mo |
| Estonia | Operating licence as a credit intermediary | FI | n/a | n/a | n/a |
| France | European crowdfunding service provider authorization | AMF | n/a | n/a | ~3 mo |
| Ireland | Crowdfunding Service Provider Authorisation (ECSPR) | CBI | n/a | n/a | n/a |
| Italy | European crowdfunding service provider authorization (ECSPR) | CONSOB | n/a | n/a | ~3 mo |
| Latvia | Crowdfunding service provider authorization | LB | n/a | n/a | n/a |
| Lithuania | Crowdfunding service provider authorization | LB | n/a | n/a | n/a |
| Lithuania | Peer-to-peer lending platform operator | LB | n/a | n/a | n/a |
| Luxembourg | Crowdfunding service provider authorisation | CSSF | n/a | EUR 30,000 | n/a |
| Netherlands | European Crowdfunding Service Provider (ECSPR) authorisationEuropean Crowdfunding Service Provider (ECSPR) authorisation under Regulation (EU) 2020/1503 | AFM | n/a | EUR 200 | ~4.2 mo |
| Poland | Crowdfunding Service Provider authorizationCrowdfunding Service Provider authorization under ECSPR | KNF | n/a | n/a | n/a |
| Poland | Lending Institution registration | KNF | n/a | PLN 616 | n/a |
| Slovakia | Crowdfunding service provider authorisationCrowdfunding service provider authorisation under ECSPR | NBS | n/a | n/a | n/a |
| Spain | European crowdfunding service provider authorization | CNMV | n/a | n/a | n/a |
| Spain | Specialized lending credit institution authorization | BdE | n/a | n/a | n/a |
| United Kingdom | Consumer Credit Full Permission Authorisation (Part 4A FSMA) | FCA | n/a | n/a | n/a |
Values come from each licence's page, where every figure has its source.
Laws behind it
- European Crowdfunding Service Providers Regulation: Regulation (EU) 2020/1503
Sources
- registers.centralbank.ie · retrieved 2026-09-24
- EUR-Lex: CELEX 32020R1503 · retrieved 2026-09-24
- centralbank.ie: notification process for proposed acquisitions of qualifying · retrieved 2026-09-24
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