National Bank of Slovakia (NBS): register, licences and requirements
Národná banka Slovenska (NBS) is the central bank and integrated financial supervisor of Slovakia. It authorises banks, payment and electronic money institutions, investment firms and, under MiCA, crypto-asset service providers, six of which it had licensed by July 2026. A payment institution application must be decided within 3 months of completion. Its Innovation hub and Regulatory sandbox support fintech firms, and its register of financial market entities can be searched or downloaded.
How to check a firm on the NBS register
Search the NBS register of financial market entities (Subjekty finančného trhu) by name or identification number; the full dataset can also be downloaded daily in bulk.11
At a glance
| Official name | National Bank of Slovakia (Národná banka Slovenska) |
|---|---|
| Jurisdiction | Slovakia |
| Type | Central bank |
| Headquarters | Bratislava1 |
| Founded | 19932 |
| Website | nbs.sk3 |
| Public register | Official public register4 |
| Licence types in the Atlas | 6 |
What NBS supervises
Národná banka Slovenska is the central bank and integrated financial supervisor of the Slovak Republic. Price stability and financial system stability are its core duties, alongside a role in Eurosystem monetary policy. Its supervisory reach covers banking, payments, capital markets, crypto-assets and insurance, spanning prudential rules, conduct and resolution.12
- Banking sector including domestic commercial banks, specialized building societies, and foreign bank branches12
- Crowdfunding service providers authorized under European Crowdfunding Regulation (ECSPR)13
- Insurance companies, reinsurance companies, and insurance intermediaries12
- Pension fund management companies (dôchodkové správcovské spoločnosti) and supplementary pension management companies12
- Consumer credit and housing credit providers and independent credit intermediaries12
Licences NBS issues
- Bank · Slovakia
Banking licence
- CASP · Slovakia
Crypto-asset service provider licence
Crypto-asset service provider licence under MiCAcapital EUR 50,000
- EMI · Slovakia
Electronic money institution licence
- IF · Slovakia
Investment firm licence
- Credit · Slovakia
Crowdfunding service provider authorisation
Crowdfunding service provider authorisation under ECSPR - PI · Slovakia
Payment institution licence
Lesser-known services for applicants
Pre-application meeting / pre-assessment
Pre-application engagement is available through consultative meetings and the Innovation Hub. Before formally applying, applicants can present their project and ask how the rules classify it. NBS will also go over documentation requirements with them, free of charge.5
Innovation hub
NBS has run an Innovation hub since April 2019: fintech firms and market participants can consult NBS experts on how financial-market rules apply to their product.5
Regulatory sandbox
Its Regulatory sandbox lets participants work with NBS to align a financial innovation with regulatory requirements.6
Application portal: Licensing applications are submitted electronically via the Slovak central public administration portal (slovensko.sk e-Desk) or in paper form with certified signatures; banking licence filings are coordinated through the ECB SSM Portal (bankingsupervision.europa.eu), and ongoing supervisory and statistical reporting is handled via the NBS Statistics Collection Portal.7
Fee schedule: Fees for NBS licensing acts are set by NBS Decree No. 5/2021 on fees for acts performed by Národná banka Slovenska, as amended by Decree No. 8/2024 (in force from 1 January 2025).8
Compare with other regulators: pre-application meetings · sandboxes and innovation hubs.
Statistics
- 6 crypto-asset service providers licensed by NBS under MiCA (NBS, 29 July 2026)15
Fees and timelines
| Licence | Statutory deadline | Observed |
|---|---|---|
| Payment institution licence | 3 months from receipt of a complete application, extendable by 1 month (Act No. 492/2009 Coll. on payment services, § 67(3))9 | not published |
| Crypto-asset service provider licence under MiCA | 40 working days after the application is complete (MiCA Art. 63, applied by Act No. 248/2024 Coll.)10 | not published |
Changing the owner of a licensed firm
Prior approval required.
Buying a company that already holds one of these licences is often faster than applying. See ready-made licensed companies · crypto digital assets.
Laws NBS applies
- Markets in Crypto-Assets Regulation: Regulation (EU) 2023/1114
- Directive (EU) 2015/2366 on payment services in the internal market: Directive (EU) 2015/2366
- Directive 2009/110/EC on the taking up, pursuit and prudential supervision of the business of electronic money institutions: Directive 2009/110/EC
- Directive 2014/65/EU on markets in financial instruments: Directive 2014/65/EU
- Digital Operational Resilience Act: Regulation (EU) 2022/2554
- European Crowdfunding Service Providers Regulation: Regulation (EU) 2020/1503
Recent and upcoming changes
- 2025-01-17: Direct application of the EU Digital Operational Resilience Act (DORA, Regulation 2022/2554), establishing harmonized ICT risk management, incident notification, and digital testing requirements across all Slovak financial entities.16
- 2026-07-01: Full expiration of national transitional arrangements across the EU under MiCA Article 143(3), making full NBS MiCA CASP authorisation mandatory for all crypto-asset service providers operating in Slovakia.17
Contacts and public register
Address: Imricha Karvaša 1, 813 25 Bratislava, Slovak Republic1
Website: nbs.sk3
Check whether a firm is licensed: official register4.
Working with Protegra
From Protegra: CASP license in Slovakia.
Sources
- nbs.sk: contact · retrieved 2026-09-24
- nbs.sk: about the bank · retrieved 2026-09-24
- nbs.sk · retrieved 2026-09-24
- subjekty.nbs.sk: sk · retrieved 2026-09-24
- nbs.sk: innovation hub 2 · retrieved 2026-09-24
- nbs.sk: regulatory sandbox · retrieved 2026-09-24
- nbs.sk: statistics collection portal · retrieved 2026-09-24
- nbs.sk: fees · retrieved 2026-09-24
- Slovak legislation (Slov-Lex): 492 · retrieved 2026-09-24
- nbs.sk: mica zakon a dalsie dolezite krypto novinky z pohladu nbs · retrieved 2026-09-24
- nbs.sk: databaza subjekty financneho trhu uz umoznuje aj hromadne st · retrieved 2026-09-24
- nbs.sk: supervision · retrieved 2026-09-24
- nbs.sk: fintech · retrieved 2026-09-24
- subjekty.nbs.sk · retrieved 2026-09-24
- nbs.sk: kryptoaktiva po mica na slovensku posobi sest licencovanych · retrieved 2026-09-24
- EUR-Lex: CELEX 32022R2554 · retrieved 2026-09-24
- EUR-Lex: CELEX 32023R1114 · retrieved 2026-09-24
Applying to NBS, or buying a firm it licenses?
Tell us your business model and target markets. We check the fit before you spend on an application, then handle the licence end to end.
A free preliminary assessment: we check your business model against the licence before you spend on an application. We handle this licence and any other fintech licence, including jurisdictions the Atlas does not cover yet.