Authorised electronic money institution in the United Kingdom
Authorised electronic money institution (AEMI) · FCA
Quoted per deal: the figure depends on what moves with the company.
About This Company
The median determination time was 207 calendar days. It covers 44 payment services and e-money applications (PS1-4) determined in Q4 2025/26, with a lower quartile of 124 days and an upper quartile of 269 days. A new application as an authorised electronic money institution (AEMI) under the Electronic Money Regulations 2011 (SI 2011/99) has a statutory decision period of 3 months from a complete application, or 12 months from an incomplete one under Regulation 9 of EMRs 2011, and the fee is GBP 5,640 (Pricing Category 5). An acquirer of control follows a different step. FCA approval comes before control is acquired or increased, with an assessment period of 60 business days from acknowledgment of a complete notification. Its scope is issuing electronic money plus payment services, and it does not passport.
Authorised electronic money institution in the United Kingdom. Priced on request, transferable in 12–20 weeks, holding Authorised electronic money institution (AEMI) supervised by FCA. Best suited to payment and fintech operators who need authorisation before they can onboard clients.
| Reference | PTG-GB-EMON-115 |
|---|---|
| Country | United Kingdom |
| Licence | Authorised electronic money institution (AEMI) |
| Regulator | Financial Conduct Authority |
| Change of control | FCA approves the new owner before the shares move |
| Reach | Domestic market only |
| Status | On request |
| Last checked | 2026-10-05 |
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