Small payment institution in the United Kingdom
Small payment institution (SPI) registration, PSRs 2017
- Registered
- —
- Banking
- —
- Transfer
- —
FCA permissions are the ones counterparties outside the EU recognise first, and buying the entity keeps an authorisation history that a fresh application cannot have.
positions listed today
weeks to source and transfer, typically
licence types covered here
A UK firm authorised or registered by the FCA can be bought, but the permission never moves on its own: the buyer acquires the company, and every new controller needs the FCA's approval before completion. The FCA has 60 working days from a complete filing, and can pause the clock for up to 30 more.
| Regulator | FCA, Financial Conduct Authority |
|---|---|
| Licence | Authorised electronic money institution (AEMI) · FCA authorisation for investment business (IFPR) · Cryptoasset business registration (MLR 2017) · Small payment institution (SPI) registration, PSRs 2017 |
| Reach | Domestic market only |
| Transfer window | 12–20 weeks |
| Change of control | Prior regulator approval required |
| Last verified | 2026-09-29 |
Closing before the FCA approves the controller is an offence, not a paperwork gap. For crypto, an MLR registration does not turn into an FSMA authorisation by itself: the application window runs from 30 September 2026 to 28 February 2027, and from 25 October 2027 a firm without one cannot operate.
Each position was verified before it was published. The price is what you pay us, and it includes the transfer work.
Small payment institution (SPI) registration, PSRs 2017
Regulator: Financial Conduct Authority
Not in stock right now — we source it through the partner network. The final figure depends on whether the resident director stays and whether the bank account is re-papered.
No confirmed market range yet — we quote after sourcing.
Regulator: Financial Conduct Authority
Not in stock right now — we source it through the partner network. The final figure depends on whether the resident director stays and whether the bank account is re-papered.
No confirmed market range yet — we quote after sourcing.
Buying the entity shortens the queue, not the diligence. Getting the licence from zero is cheaper in fees and far longer in months — the trade is time against cost, and the numbers are on the jurisdiction page.
Tell us what the company has to be able to do and when you want to be live. We come back with availability, a real price and the transfer timetable.