Small payment institution in the United Kingdom
Small payment institution (SPI) registration, PSRs 2017
- FCA
FCA permissions are the ones counterparties outside the EU recognise first, and buying the entity keeps an authorisation history that a fresh application cannot have.
positions listed today
weeks to source and transfer, typically
licence types covered here
A UK firm authorised or registered by the FCA can be bought, but the permission never moves on its own: the buyer acquires the company, and every new controller needs the FCA's approval before completion. The FCA has 60 working days from a complete filing, and can pause the clock for up to 30 more.
| Regulator | FCA |
|---|---|
| Licence | Authorised electronic money institution (AEMI) · Authorised payment institution (API) · FCA authorisation for investment business (IFPR) · Cryptoasset business registration (MLR 2017) · Small payment institution (SPI) registration, PSRs 2017 · Small electronic money institution (SEMI) registration |
| Reach | Domestic market only |
| Transfer window | 12–20 weeks |
| Change of control | Prior regulator approval required |
| Last verified | 2026-10-08 |
Closing before the FCA approves the controller is an offence, not a paperwork gap. For crypto, an MLR registration does not turn into an FSMA authorisation by itself: the application window runs from 30 September 2026 to 28 February 2027, and from 25 October 2027 a firm without one cannot operate.
Each position was verified before it was published. The price is what you pay us, and it includes the transfer work.
Small payment institution (SPI) registration, PSRs 2017
FCA authorisation for investment business (IFPR)
FCA authorisation for investment business (IFPR)
Authorised electronic money institution (AEMI)
FCA authorisation for investment business (IFPR)
Cryptoasset business registration (MLR 2017)
Small payment institution (SPI) registration, PSRs 2017
FCA authorisation for investment business (IFPR)
Authorised electronic money institution (AEMI)
Small payment institution (SPI) registration, PSRs 2017
Small payment institution (SPI) registration, PSRs 2017
Authorised electronic money institution (AEMI)
Authorised electronic money institution (AEMI)
FCA authorisation for investment business (IFPR)
FCA authorisation for investment business (IFPR)
Small payment institution (SPI) registration, PSRs 2017
FCA authorisation for investment business (IFPR)
FCA authorisation for investment business (IFPR)
FCA authorisation for investment business (IFPR)
FCA authorisation for investment business (IFPR)
FCA authorisation for investment business (IFPR)
FCA authorisation for investment business (IFPR)
Authorised payment institution (API)
Authorised payment institution (API)
Authorised payment institution (API)
Authorised payment institution (API)
Authorised payment institution (API)
Small electronic money institution (SEMI) registration
Authorised electronic money institution (AEMI)
Authorised electronic money institution (AEMI)
Authorised electronic money institution (AEMI)
Authorised electronic money institution (AEMI)
Small electronic money institution (SEMI) registration
Small electronic money institution (SEMI) registration
Nothing in United Kingdom matches those filters. Clear one, or ask us: most positions never reach a public page.
Buying the entity shortens the queue, not the diligence. Getting the licence from zero is cheaper in fees and far longer in months — the trade is time against cost, and the numbers are on the jurisdiction page.
Tell us what the company has to be able to do and when you want to be live. We come back with availability, a real price and the transfer timetable.