Spain
On request
Payment institution in Spain
Entidad de pago (EP)
- Registered
- —
- Banking
- —
- Transfer
- —
Partner network
Price on request
Spain
Licensed Companies
Licensed Companies
In Spain
A Banco de España licence passports across the EU and gives direct access to one of the union's largest domestic payment markets.
1
positions listed today
12–16
weeks to source and transfer, typically
2
licence types covered here
A.I. Overview
A Spanish payment or e-money institution transfers only by buying the company, and the acquirer notifies Banco de España in advance at 10%, 20%, 30% and 50%. The bank has 60 working days to object; if it does not, the acquisition may proceed.
| Regulator | Banco de Espana |
|---|---|
| Licence | Entidad de dinero electronico (EDE) · Entidad de pago (EP) |
| Reach | EU / EEA passport |
| Transfer window | 12–16 weeks |
| Change of control | Prior regulator approval required |
| Last verified | 2026-09-29 |
Know this first
An entidad de pago and an entidad de dinero electrónico are different licences with different capital; the listing has to say which one the company actually holds.
Available now
What Is On The Shelf In Spain
Each position was verified before it was published. The price is what you pay us, and it includes the transfer work.
Spain
On request
Buy or build
Ready-Made Or From Scratch In Spain?
Buying the entity shortens the queue, not the diligence. Getting the licence from zero is cheaper in fees and far longer in months — the trade is time against cost, and the numbers are on the jurisdiction page.
Ready-made
- Live in 12–16 weeks
- Licence already granted
- Priced as an asset, audit included
- You inherit the history — which is why we audit it
From scratch
- Months, not weeks
- Outcome not guaranteed
- Lower cash cost, higher time cost
- Clean history by construction
Questions
Questions Buyers Ask First
01How long does a transfer in Spain actually take?
Typically 12–16 weeks from signed terms to the entity being yours. The variable is the regulator, not the paperwork: the change of control is assessed before completion, and that assessment sets the calendar.
02What does Banco de Espana check about the buyer?
Fitness and propriety of the incoming owners and managers, the source of the funds, and whether the business model after the sale still matches what was authorised. A clean, documented answer to those three shortens the process more than anything else.
03Is a company in Spain usable outside it?
Yes. The authorisation passports across the EU and EEA, so the entity can serve clients in other member states through notification rather than a new licence in each one.
04What if nothing is in stock right now?
Then the card says so. We source against a written brief through the partner network, quote a real figure once a position is found, and never claim to hold a company we do not. The first buyer who asks to see documents is the last one who would come back otherwise.
Ask about Spain
Tell us what the company has to be able to do and when you want to be live. We come back with availability, a real price and the transfer timetable.