EMI in Lithuania, operating with about EUR 3bn annual volume

About This Company

Operating with about EUR 3 billion in annual processed volume, this Lithuanian electronic money institution generates annual net revenue of about EUR 7M, while historical management figures cite up to EUR 15M. Customer funds received for e-money issuance must be segregated from corporate funds no later than by the end of the next business day and deposited in designated safeguarding accounts at a central bank or an authorized EU credit institution, or protected by an insurance guarantee. These balances remain immune from creditor claims in insolvency. Electronic money institutions cannot grant interest, returns, or monetary benefits linked to funds held.

Two minor regulatory penalties appear on record, while the licence remains active. The buyer must examine supervisory correspondence at Lietuvos bankas to assess those prior enforcement findings and verify the company's status among the 70 licensed institutions counted 2026-09-24. More than 40 staff operate across offices located in several countries. The buyer must verify that qualifying holdings reaching or crossing 10%, 20%, 30%, or 50% of capital or voting rights receive approval from the Bank of Lithuania under Law on Banks Arts 24-25 and EMI Law Art. 17 before legal completion. Minimum initial capital is EUR 350000.