Jurisdiction · Europe (non-EU)

Fintech licensing in Georgia

In Georgia, fintech and crypto licences are issued by the National Bank of Georgia (NBG). The Atlas covers 2 licence types there, in 2 families: bank and payment institution. Each licence page lists its legal basis, fees and decision period with sources.

Last verified 2026-09-24Markdown · Data (CC BY 4.0)

Financial regulators in Georgia

Georgia
National Bank of Georgia (NBG)
The National Bank of Georgia is Georgia's independent central bank. It sets monetary policy and price-stability targets, issues the lari, an

Fintech licences available in Georgia

Bank / credit institution

Bank · Georgia
Commercial bank licence
NBG

Payment institution (PI)

PI · Georgia
Registration as a Payment Service Provider (PSP) with the National Bank of Georgia
NBG

Main laws

Law of Georgia on Payment System and Payment Services: Law of Georgia No 6304-Is of 25 May 2012

Path to market

Start by mapping the activities you plan to offer onto the licence types above; the activity pages show which licence permits each one. NBG offers pre-application meetings, an innovation hub and a regulatory sandbox; the regulator page explains how to use them. The application goes to NBG, together with the capital, governance and AML documentation the licence page lists.

Last verified 2026-09-24Author Danil Marmysh, Founder & CEO, ProtegraReviewed by Anastasia Sidorenkova, Head of Licensing, ProtegraReport an errorReference information, not legal advice.

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