Fintech licensing in Czech Republic
The Czech National Bank (CNB) issues the fintech and crypto licences in Czech Republic. Here the Atlas covers 12 licence types, in 7 families: bank, crypto-asset service provider (MiCA), electronic money institution, fund manager, investment firm, lending and payment institution. Czech Republic sits in the EU/EEA, so passportable licences issued there can be extended to the other member states by notification. Crypto-asset service providers are authorised under MiCA. Each licence page has its legal basis, fees and decision period, with sources.
Financial regulators in Czech Republic
Fintech licences available in Czech Republic
Bank / credit institution
Crypto-asset service provider (MiCA CASP)
Electronic money institution (EMI)
- EMI · Czech Republic
Small-scale Electronic Money Issuer authorisation
CNB
- EMI · Czech Republic
Electronic Money Institution licence
CNB
Fund manager
- FM · Czech Republic
Sub-threshold Alternative Investment Fund Manager registration
Sub-threshold Alternative Investment Fund Manager registration pursuant to Section 15 of AMCIFCNB
- FM · Czech Republic
Investment Company / Fund Manager licence
CNB
Investment firm / broker-dealer
Lending / consumer credit
- Credit · Czech Republic
Non-bank Consumer Credit Provider licence
CNB
- Credit · Czech Republic
Crowdfunding Service Provider authorization
Crowdfunding Service Provider authorization under ECSPRCNB
Payment institution (PI)
Path to market
Start with your activities. Match them to the licence types above: the activity pages show which licence permits each one. CNB runs pre-application meetings and an innovation hub, and the regulator page explains how to use them. Applications go to CNB with the capital, governance and AML documentation that the licence page lists. Once authorised, a firm can extend an EU/EEA licence to other member states by passport notification, without applying for a new licence.
Getting licensed in Czech Republic
Protegra handles licensing in Czech Republic end to end: CASP license in the Czech Republic.
Need this licence, or a different one?
Tell us your business model and target markets. We check the fit before you spend on an application, then handle the licence end to end.
A free preliminary assessment: we check your business model against the licence before you spend on an application. We handle this licence and any other fintech licence, including jurisdictions the Atlas does not cover yet.