Fintech licensing in Malta
The Malta Financial Services Authority (MFSA) issues fintech and crypto licences in Malta. The Atlas covers 7 licence types here. They sit in 6 families: bank, crypto-asset service provider (MiCA), electronic money institution, investment firm, payment institution and trust and corporate services. Malta is in the EU/EEA, so a passportable licence can be extended to other member states by notification. Crypto-asset service providers are authorised under MiCA. Each licence page sets out the legal basis and fees, plus the decision period, with sources.
Financial regulators in Malta
- Malta
Malta Financial Services Authority (MFSA)
The Malta Financial Services Authority is the single autonomous financial regulator in Malta, entrusted with prudential and conduct supervis
- Malta
Malta Gaming Authority (MGA)
The Malta Gaming Authority is the single regulatory body responsible for the governance and supervision of all land-based and remote gaming
Fintech licences available in Malta
Bank / credit institution
Crypto-asset service provider (MiCA CASP)
Electronic money institution (EMI)
Gaming and betting
- Gaming · Malta
Critical Gaming Supply Licence
Critical Gaming Supply Licence (B2B Game Providers and Back Office)MGA
- Gaming · Malta
Gaming Service Licence
MGA
- Gaming · Malta
Recognition Notice Certificate
MGA
Investment firm / broker-dealer
Payment institution (PI)
- PI · Malta
Account information service provider registration
MFSA
- PI · Malta
Payment institution licence
MFSA
Trust and corporate service provider (TCSP)
Main laws
- Gaming Act: Cap. 583
Path to market
Match your activities to the licence types above; the activity pages show which licence permits each one. MFSA holds pre-application meetings and runs an innovation hub and a regulatory sandbox, and the regulator page explains how to use them. The application goes to MFSA. It must include the capital and governance information and the AML file that the licence page requires. Once authorised, an EU/EEA licence can be extended to other member states by passport notification, without a new licence.
Getting licensed in Malta
Protegra handles licensing in Malta end to end: CASP license in Malta.
Need this licence, or a different one?
Tell us your business model and target markets. We check the fit before you spend on an application, then handle the licence end to end.
A free preliminary assessment: we check your business model against the licence before you spend on an application. We handle this licence and any other fintech licence, including jurisdictions the Atlas does not cover yet.